An Occasional Hurricane Reminder

Northeastern Hurricanes On The Horizon: Saturday's New York Times had a story about hurricane preparedness that I want you to see. The paper reminds you that, while it has been a long time since the Northeastern US has suffered a significant hurricane, the potential exists during every hurricane season, and the time to prepare against loss is now. Home Inventory is, of course, a part of the

Bad Time To Sell, Great Time To Buy

Two articles relating to the glut of collectibles available these days fill our page today. Not to go all Economics 101 on you or anything, but you'll remember that gluts, of course, are bad news for sellers but good news for buyers. You've heard the old saying, "The rich get richer, the poor get poorer." Never more true than these days, particularly in the antiques and collectibles market.

Blogger Says You Need A Local Agent

Someone In Your World: Daren DiSantis of OfficialWire.com says that there are several advantages to having a local insurance agent, agreeing with me in the process.Local insurance agents care more about you as a person than anyone else in the insurance business. I'm not saying that because I dislike claims adjusters (quite the contrary!) or any other nonsense like that. I am saying it because

The Joys Of Videotape

Home Inventory Video Suggestions: Meha Ahmad writes for Insurance Agents.com, and a recent entry of hers suggested that all of us complete a home inventory video of our belongings. Most of the claims adjusters that I know would like to tell Meha that they don't really want to watch home videos and that you will have to do that for yourself, but that's a topic for another day. Obviously, I

Coin Collecting Made (Relatively) Easy

Gold Coins In The News: The Chubb Collectors summer newsletter is out and has a very informative article on collecting bullion, generic, and rare gold coins that I thought you might find interesting. Chubb Collectors is a great free publication and I would suggest you subscribe if you haven't already done so. Here' an except from the linked piece:Historically, when paper currencies are debased

Blogs, Blogs Everywhere!

Blogger Says You Need An Inventory: Mary E. Trimble says on her blog that "a home inventory can save you big money - and headaches - should tragedy strike." Here's more:The aftermath of a disaster is confusing and frustrating enough without trying to recall the particulars of your possessions. For items destroyed in fire or flood, a household inventory will help you remember what you had.

State Farm Goes Down Swinging

State Farm Moves to Eliminate Florida Discounts: State Farm Florida, which will soon stop writing new homeowners insurance in the state, is now asking the legislature's permission to remove all the discounts that its remaining policyholders receive, giving those people what amounts to a significant rate increase. Clients receive discounts for such things as having your car and home insured by

The Basics of Home Inventory

It's been a while since I have spent any time reviewing the basic justification for a home inventory, and I know that we have a lot of new readers that haven't heard an explanation of what I do or what the home inventory industry is all about.Let me start off by saying that home inventory goes hand in glove with good homeowners insurance coverage. I'd go so far as to say that one is incomplete

Local Spin On Deaccessioning Debate

In a recent blog post I discussed the debate over whether museums and public galleries should be able to liqidate a portion of their holdings to help pay the bills in troubled times like these. This controversial practice, known as deaccessioning, allows museums to keep the bulk of their work together and exercise their own judgement. Critics claim that this is a violation of a public trust,

Vacation Homes, Under-Insurance, and Personal Accomplishments

Don't Forget The Lake House: Those of you who own vacation homes need to remember the contents you keep there when it comes to your home inventory protection. As a matter of fact, Matt MacMillan of the Hutchison (MN) Leader says you should keep a separate inventory for that residence. The article has some good insurance tips for owners of secondary residences.If your secondary home or vacation

The British Are Agreeing! The British Are Agreeing!

Support From Across The Pond: The Guardian newspaper has some tips for saving money on your insurance bills that extend to American audiences, and home inventory is a suggested method for determining your coverage need. Hear that steady drumbeat off in the distance? That's the third parties telling you that you need my service! Thump, thump, thump. Here's what the Guardian has to say about

It's A Buyer's Market For Collectibles

Care For Those Trees: The Toronto Globe and Mail says add tree care to your to-do list in order to prevent property damage and injuries. "Everyone who knows trees emphasizes the need for regular inspection and care. A tree may look as strong as the Rock of Gibraltar, but it may be suffering from disease or have been damaged and susceptible to disease. A rotted-out tree will be more vulnerable."

Art Theft Claims Still Unsettled

Stolen Nazi Art: Bloomberg .com updates progress (or lack thereof) being made toward settling stolen art claims from the Hitler era. The Nazis stole some 600,000 pieces of art. I had no idea the number was that high. It's been 70 years, let's get this done.Poor Unloved Renters: David Pugh says renters need love. If not love, then at least insurance. Renters need home inventories too, by

Hurricane News, Cute Puppies, and Madoff Update

The Northeast Needs To Get Prepared: The Massachusetts Emergency Management Agency (MEMA) recently published guidelines for personal disaster preparedness. As you may know, the Atlantic Hurricane Season runs June 1st to November 30th, and residents of coastal states need to spend some time attending to these tasks in anticipation of storms that will threaten New England this season. Excerpt:

Home Inventory On TV!

It's On The Television, So It Has To Be True: Tallahassee's WCTV has a recent story about the start of hurricane season that includes, you guessed it, the need for you to complete a home inventory.Keep Me In The Loop: I found an article from a paper called the (Suburban Chicago) Daily Herald that spurred my thinking about home improvements and insurance. In my experience, people have been

Change Is Good!

Isn't it nice when you see a friend continue to grow and develop? My mother-in-law is a classically trained musician, holding a Master's Degree in Piano Performance from Indiana University, a fine music school. She has a great love and appreciation for classical music, with a large collection of recorded music on display (and playing) in her home. She has played the piano (or keyboard) at our

Insurance Rate Hikes Likely Coming Your Way

Vicious Cycle: Saturday's Atlanta Journal-Constitution reported that four of the top insurers in the state of Georgia have requested rate hikes for the coming year, affecting nearly 40% of the state's consumers. State Farm, First Liberty, Cotton States, and Nationwide have filed increases that fall between 5 and 11 percent, modest by insurance company standards but huge for the rest of the

Insurers On The Move

Farm Bureau: According to Farm Bureau, this storm season promises to be one of the most active ones in the past ten years. We've already seen that here in Tennessee. The link says that as part of your storm preparedness you need a home inventory.State Farm: Will resume writing homeowners insurance in Mississippi according to the Jackson Clarion Ledger. This is very good news for the